California private real estate financing

Direct, practical capital for investment property.

Equity Plus Financial works with California real estate investors who need responsive, business-purpose financing structured around the property and transaction.

CaliforniaInvestment-property focus
DirectRelationship-driven lending
ResponsiveDeal-focused review
About EPF

Experienced private lending, without unnecessary complexity.

Equity Plus Financial is a San Diego-based private lender serving California real estate investors. The company focuses on business-purpose financing for investment property and works directly with borrowers to evaluate each transaction.

This launch copy intentionally avoids quoting rates, guaranteed closing times, underwriting promises, or licensing claims until those items are confirmed by Equity Plus Financial.

Loan programs

Financing built around the transaction.

Final program names, eligibility, pricing, leverage and terms should be approved by EPF before publication.

Bridge Financing

Short-term financing for investment-property acquisitions, transitions and time-sensitive transactions.

Refinance & Cash-Out

Business-purpose financing secured by California investment property, subject to transaction review and underwriting.

Custom Scenarios

Have a transaction that does not fit a standard bank box? Submit the property and financing details for review.

Preliminary loan request

Tell us about the property and financing need.

This form is for an initial business-purpose financing inquiry. Do not send Social Security numbers, bank-account details, tax returns, government IDs, passwords or other sensitive financial documents through this form.

Submitting this form does not constitute approval, a commitment to lend, a rate lock, or an offer of credit. Additional information and documentation may be required.

Contact

Discuss a transaction directly.

Equity Plus Financial · 12544 High Bluff Drive, Suite 200 · San Diego, CA 92130 · 858-566-3500 · emil@equityplusfinancial.com